* The special offer for refinancing a mortgage loan is applicable, provided that the loan is granted by First Investment Bank AD, without the mediation of a third party and the borrower has a high individual credit rating. In case of full or partial early repayment of the loan, before the expiration of 36 months, counted from the date of signing the loan agreement, the Bank shall be reimbursed for the expenses paid by it.
SBIR - "Savings-based interest rate" is a reference interest rate calculated for each individual type of currency according to a methodology announced by the Bank, used as a basis for calculating the variable interest rate on the loan applicable to the Agreement. The interest mark-up is calculated according to the individual credit rating of each borrower. In individual cases, the specific financing conditions determined by the Bank may differ from the amounts indicated above.