- Special Program for Female Entrepreneurs
Special insurance packages and grace period during maternity
Up to 15 years for investment loans
Interest rate conditions
Smart Lady Business Program for Female Entrepreneurs
Smart Lady business program offers:
- attractive annual interest rate from 2.72% and mitigated loan security requirements;
- grace period during maternity (up to 15 months);
- long repayment period - up to 15 years for investment loans and up to 5 years for working capital loans;
- included "Easy Life with FiHealth" insurance and VIP health insurance package from FiHealth Insurance at the expense of the Bank, which provide prevention, protection and peace of mind for female entrepreneurs;
- business package for daily banking that reduces your expenses on bank products used by you by up to 30%;
- special child savings deposit;
- business debit card - Mastercard Business Debit;
- First Lady credit card with extra features when using it;
- Mastercard debit card included for children.
Smart Lady business loan parameters:
|Interest rate:||Individually determined interest rate for Smart Lady business program from 2.72% depending on the credit rating of the applicant and the collateral offered. |
The interest rate is form on the basis on SBIR* + margin.
*SBIR of Fibank - Savings-based interest rate.
|Eligible collateral:(individually or as a combination)|
|Method of utilization:|
|Fees and commissions:||Special fees and commissions for Smart Lady business program|
Smart Lady business program also offers:
|Business packages:||Possibility to choose the business daily banking package suitable for you and thus to reduce the expenses for the bank products used by you up to 30%.|
|Children saving deposit:||Saving deposit with the possibility to conclude Insurance for accident, to double the amount of the deposit upon the occurrence of an insurance event and triple the amount in case of an insurance event as a result of car accident.|
|First Lady credit card:||First Lady credit card (rose or red) for the manager/owner of the company - borrower with a pre-approved limit depending on the loan amount: |
|Business debit card||Mastercard Business Debit|
|Debit card for children:||Children debit card Mastercard for children and teenagers from 7 to 18 years of age.|
The decision to benefit from the additional services is not a mandatory condition to use the loan.