Golden Years Deposit Account

Our Offer

 The "Golden Years" Account is intended especially for you, pensioners, and provides you with preferential conditions:

  • A higher interest rate than the standard deposit accounts offered by Fibank;  
  • The option to receive your interest in advance;
  • You receive an extra bonus – a Debit Mastercard or Visa Debit, issued free of charge, into which you can have your pension, your deposit interest as well as any other payment transferred.

Deposit Features:

Currency:BGN, EUR, USD, GBP, CHF
Interest Rate:In accordance with the effective Bulletin of Interest Rates plus 0.05% interest premium on top of the standard interest rates for all currencies
Term:1, 3, 6 or 12 months
Minimum required amount for account opening:Not required

And more:

  • You can deposit amounts into your account at any time with no limitations;
  • You yourself can choose the deposit interest payment scheme:
    • At the end of the term (on maturity):
      • The entire interest amount is added to the principal;
      • The interest is transferred to a different account with Fibank.
    • In advance - the interest accrued over every one-month period is paid to a different account with the Bank at the end of this period.

Additional Information:

  • Fees and commissions - in accordance with the Tariff of Fibank;
  • Deposit Insurance Fund ensures the full repayment of the funds of one person in one bank, regardless of their number and amount up to 196,000 BGN, as this amount includes the interest rate accrued to the date of issuance of the act pursuant to Art. 20, paragraph 1 of the Law on Bank Deposit Guarantee. The deposit funds are guaranteed by the Deposit Insurance Fund, established and functioning in Bulgaria according to the procedure up to the amount and under the conditions laid down in the on Bank Deposit Guarantee;
  • The Account holder shall not be obliged to send an advance notice in case he/she wishes to dispose of funds from the deposit before the maturity date agreed under the contract, including its early termination. However, upon withdrawal of funds from the deposit exceeding an amount specified in the Tariff, the Account holder shall notify the Bank in advance of his/her intention to effect this transaction within the terms specified in the Tariff, otherwise, the Account holder shall owe an additional fee;
  • Opening and maintenance of the deposit at any branch of the bank.