Standard Term Deposit Accounts

Our Offer

First Investment Bank offers term accounts under the following conditions

I. Standard Term Deposit Accounts:

  • Currency - BGN, EUR, USD, CHF, GBP;
  • Minimum account balance - not required;
  • Term - maximum 36 month;
  • Interest rates - on an annual basis, in accordance with these tables:

Interest Rates:







1 month
3 months
6 months
12 months
18 months
24 months
36 months

Additional Information:

  • Fees and commissions - in accordance with the Tariff of Fibank;
  • Deposit Insurance Fund ensures the full repayment of the funds of one person in one bank, regardless of their number and amount up to 196,000 BGN, as this amount includes the interest rate accrued to the date of issuance of the act pursuant to Art. 20, paragraph 1 of the Law on Bank Deposit Guarantee. The deposit funds are guaranteed by the Deposit Insurance Fund, established and functioning in Bulgaria according to the procedure up to the amount and under the conditions laid down in the on Bank Deposit Guarantee;
  • The Account holder shall not be obliged to send an advance notice in case he/she wishes to dispose of funds from the deposit before the maturity date agreed under the contract, including its early termination. However, upon withdrawal of funds from the deposit exceeding an amount specified in the Tariff, the Account holder shall notify the Bank in advance of his/her intention to effect this transaction within the terms specified in the Tariff, otherwise, the Account holder shall owe an additional fee;
  • Opening and maintenance of the deposit at any branch of the bank.

The benefits for you

Why should you choose a deposit with Fibank?

  • No minimum required amount for account opening and interest accrual; 
  • Attractive interest rates;
  • Additional deposits on your account at any time;
  • High quality customer service and individual solution for your financial needs;
  • Reliable partnership – Fibank is an authoritative banking institution with an established position in the Bulgarian banking market.

Additional benefits:

  • The opportunity to receive a “Frozen Money” loan, securitized by the account under attractive conditions and quick procedure;
  • The opportunity to receive a revolving credit card with chip technology if the deposit amount remains more than three months;
  • Likewise a credit card under simplified procedure – the account automatically heightens your credit rating;
  • SMStatus – you receive SMS information on your deposit account balance and maturity date;
  • The option to use the Virtual Banking Branch of Fibank for remote governance of your finances.

Account Opening

You can quickly and easily open a deposit account at any Fibank branch.

You will need to:

  • Present your Identity Card;
  • Pay in the deposit amount;
  • Sign a Contract for Deposit Account Opening with Fibank.