They facilitate the financial transactions of the company, provide for control and optimisation of corporate expenses.

The Business Credit Cards of First Investment Bank provide you with:

Loan facilitation:

• You can use a corporate loan without having any funds blocked;

Advantageous conditions:

• No fee for card issuance;
• Short term for limit approval – up to 2 working days;
• Short term for credit card issuance – up to 4 working days for Sofia and up to 5 working days for the rest of the country.

Convenience:

• You have more funds throughout the world, 24 hours a day, 7 days a week;
• You can make payments at a merchant location and/or on the Internet;
• You can withdraw cash from an ATM or at a bank office throughout the world.

Control and optimisation of your business expenses:

• Effective monitoring of the corporate expenses – the cards issued in the name of the company are accounted on a special card account;
• Every month the Bank provides you with detailed statements for the transactions made with each card issued to your corporate account - this allows you to supervise your employees when they are on business trips; 
• Quick and easy corporate accounting – each statement represents a genuine accounting document.

Security:

• Maximum security and protection from misuse through the new chip technology;
• You will receive  SMS notification immediately after each authorised payment if you subscribe for the service “SMStatus”;
• 24 hour service by the Card Centre of Fibank which you can call in any case of necessity.

Flexibility:

You can have several credit cards issued to your card account in accordance with your company’s needs.

Free insurance for international trave:

On buying a package tour using your card, or on paying for a hotel stay, airline ticket, renting a car or using some other service related to travelling outside Bulgaria, each holder of a MasterCard credit card issued by First Investment Bank receives free traveller's medical insurance with coverage of up to 35 000 USD for 16 types of insurance events.

Fast Track

Mastercard® provides its Premium and Business cardholders with a digital solution to the problem of waiting at airports - Mastercard® Airport Security Fast Track.

The service is provided by Dragon Pass and it will make the queues at over 70 airports around the world go away and be replaced by more free time for you in leisure and shopping areas.

See access prices and program details here: https://travelexperiences.mastercard.com/

You can download Mastercard® Travel Experiences app free of charge from Google Play and the App Store.

Lounge Key program

Your credit card from Fibank will open you the doors to over 1200 special lounges at airports worldwide. No matter which airline company you are traveling with or what tickets you have purchased, you will be able to spend the time to your flight in a pleasant and stylish atmosphere of Lounge Key lounges.

You do not need a prior registration or reservation for a lounge. You just have to present your MasterCard or Visa gold credit card by Fibank to the employee at the lounge's reception. That is why you should always have your card with you when you are travelling.

Benefit from free access to business lounges at the airports in Sofia, Vienna, Istanbul, Belgrade and Skopje.

• Sofia Airport - Sofia Aspire Lounge
• Istanbul Airport - Istanbul IGA Lounge
• Istanbul Sabiha Gokcen Intl Airport - Istanbul Kepler Club
• Vienna Schwechat Airport - Vienna Sky Lounge, Vienna Lounge
• Belgrade Nikola Tesla Airport - Business Club
• Skopje Airport - Primeclass Business Lounge

Being a Premium or a Business Mastercard cardholder, you are granted exclusive access to the lounge and the opportunity to wait for your boarding in the comfort it provides.

Card Types:

You can choose the card which will satisfy your needs:

Business credit card with a grace period

MasterCard Business:

• A grace period of up to 45 days;
• A minimum monthly repayment of 5% of the debit balance as of the last day of the statement period. 

Business credit card without a minimum monthly installment

Mastercard Business:

• Without a grace period;
• You have no engagement to watch for and repay any minimum monthly installments – the repayments are made at any time by each receipt in your account.