Persons who access the website of First Investment Bank AD (Fibank) on the worldwide web ( agree to the following:
Use of the First Investment Bank Website
The entire content of this Fibank Website is subject to copyright with all rights reserved. You may download or print out a hard copy of individual pages and/or sections of the Fibank Website, provided that you do not remove any copyright or other proprietary notices. Any downloading or otherwise copying from the Fibank Website will not transfer title to any software or material to you. You may not reproduce (in whole or in part), transmit (by electronic means or otherwise), modify, link into or use for any public or commercial purpose the Fibank Website without the prior written permission of First Investment Bank.

No Offer
Nothing on the Fibank Website should be construed as a solicitation or offer, or recommendation, to acquire or dispose of any investment or to engage in any other transaction.

No Reliance
While Fibank uses reasonable efforts to obtain information from sources which it believes to be reliable, Fibank makes no representation that the information or opinions contained on the Fibank Website is accurate, reliable or complete. The information and opinions contained in the Website are provided by Fibank for personal use and informational purposes only and are subject to change without notice. Nothing contained on the Fibank Website constitutes investment, legal, tax or other advice nor is to be relied on in making an investment or other decision. You should obtain relevant and specific professional advice before making any investment decision.

No Warranty
The information and opinions contained on the Fibank Website is provided without any warranty of any kind, either express or implied.

Limitations of Liability
In no event, including (without limitation) negligence, will Fibank be liable for any loss or damage of any kind, including (without limitation) any direct, special indirect or consequential damages, even if expressly advised of the possibility of such damages, arising out of or in connection with the access of, use of, performance of, browsing in or linking to other sites from the Fibank Website.

Linked Websites
When you access certain links on the Fibank Website you may leave the Fibank Website. Fibank has not reviewed any of the websites linked to the Fibank Website and does not endorse or accept any responsibility for the content of such websites nor the products, services or other items offered through such websites.

Local Legal Restrictions
The Fibank Website is not directed to any person in any jurisdiction where (by reason of that person’s nationality, residence or otherwise) the publication or availability of the Fibank Website is prohibited. Persons in respect of whom such prohibitions apply must not access the Fibank Website.