Debit Mastercard - Worldwide Access

Debit Mastercard allows you:

• To withdraw money free of charge from any ATM anywhere in the country;
• To make POS payments free of charge at commercial outlets in Bulgaria;
• To shop online*;
• To make PayPass (contactless) payments;
  

You can also:

• Make bank transactions that normally require debit cards such as receiving and making payments, withdrawing money at bank branches, etc.;
• Monitor the transactions to and from your bank account by signing into the My Fibank electronic system for online account statements and services;
• Request overdraft of up to 5 times the monthly average credited to your account;
• Have the Debit Mastercard issued as primary or secondary card;
• Option to protect your card with Portfolio insurance.

* To improve your security when shopping online, we recommend that you register your Fibank card for the 3D Card Security service. It works by requiring a 3D password known only to you to be entered along with the standard data used in online payments such as the number and expiration date of your card, the name of the user and the CVV (CVC) Code. It is a simple yet effective measure against misuse.

Why should I use Debit Mastercard?

• It is convenient. Debit Mastercard allows you avoid running up your credit by using it to make payments in situations that normally would require credit cards;
• It is widely accepted. You can use your Debit Mastercard in any outlet to make standard or contactless payments, you can use it to shop online, and you can make ATM cash withdrawals with it;
• It is secure. You determine how much money you keep in your card account. When shopping online, you can use an additional 3D password for improved payment security;
• It is economically efficient - It allows you to make payments that would normally require a credit card, yet you pay no interest;
  
• It is quick and easy to have it issued. You are not applying for a credit card limit that takes time to approve. All you need to do is to apply for a Debit Mastercard.

Card Types:

• Primary cards are issued to the natural person who is the holder of the bank account. An account holder can be any person of legal age who is either a Bulgarian citizen or a foreign national holding a permanent residence certificate.
• Secondary cards can be issued to the holder's relatives or family members. This is done for the holder's account and request. It is the Holder's right and responsibility to set the conditions applicable to the secondary cards and to monitor the transactions performed with them and their effect on his account. Secondary card holders can be Bulgarian citizens or foreign nationals with permanent residence certificates who are of legal age or, in case of children, are over the age of 14.