Our offer Conditions
Advantages of the Virtual Debit Card:
- Easy application process in just a few steps through My Fibank mobile application;
- The card is issued immediately and can be used immediately;
- The virtual card can be digitized in My Fibank application, as well as in Google Pay, Apple Pay, Garmin & Fitbit and used on contactless POS devices;
- 3D Security feature for greater security in online payments;
- Opportunity to shop online;
- Possibility to make withdrawals and deposits with the digitalized virtual card at contactless ATM devices;
And more:
- Receiving the card and changing the PIN code of the card is done through My Fibank mobile application;
- Possibility to manage the card entirely online through My Fibank mobile application - freeze, unfreeze or block, as well as change the transaction limits within the limits set by the Bank. Possibility to choose channels and regions for payment;
- You can track online the movements on your bank account by using My Fibank electronic banking;
- You can use your virtual card as a means of payment utilities;
- You pay free of charge at POS devices in retail outlets in Bulgaria and abroad;
Why use the Virtual Debit Card?
- Convenience - Mastercard virtual debit card is ordered and received through My Fibank mobile application without the need to visit an office of the Bank;
- Immediate issuance of the card - the card is issued on the moment of application and you can start using it immediately;
- Vision - the card has a new design and has a Green sticker to distinguish it from other physical cards in My Fibank mobile application;
- Application - you can make contactless payments using the virtual debit card in all retail outlets, you can also shop online, withdraw and deposit money at ATM devices that allow contactless transactions;
- Security - you decide on the amount of funds to keep in your card account;
- Economic efficiency - you pay with a credit card, but no interest is charged;
The conditions we offer
Currency at the moment of issuing the card to a new account | BGN, EUR, USD |
---|---|
Currency at the moment of issuing the card to an existing account | BGN, EUR, USD, CHF & GBP |
Keeping a card account |
|
Validity period | 5 years |
Interest on card account | In accordance with Interest Bulletin |
Minimum balance | Not required |
Fee for withdrawal of funds at ATM device |
Abroad - In accordance with Tariff of Fibank |
Fee for payments on a POS device |
|
Conversion for transactions in a currency other than the currency of the account | 0,25 % of the amount |