Cash back Bonus Program

Dear Customers,

 

We would like to inform you that a change has been adopted in the parameters of the Cashback bonus program on credit cards of individuals, effective as of 19 June 2021, as follows:

For Mastercard Gold and Visa Gold credit cards:

  • Accumulated cashback points for a 6-month period: 6000 cashback points;
  • Scheme of exchange of bonus points: BGN 0.75 per 100 cashback points;
  • Maximum amount of bonus for payment: BGN 250

 

For Mastercard Platinum and Visa Platinum credit cards:

  • Accumulated cashback points for a 6-month period: 12000 cashback points;
  • Scheme of exchange of bonus points: BGN 1.00 for 100 cashback points;
  • Maximum amount of bonus for payment: BGN 250

 

* The terms of the bonus program for standard credit cards shall remain unchanged

Announcement
All holders of Fibank revolving credit cards automatically participate in the Cashback program.


Description of program:

  • when paying with a credit card in commercial sites in Bulgaria or abroad, you receive one cashback point for each BGN 1 spent;
  • for each 100 accumulated cashback points you can receive back in your card account:
    • for standard credit cards - BGN 0.50
    • for Gold credit cards - BGN 0.75
    • for Platinum credit cards - BGN 1.00
  • points are accumulated over 6-month periods ;
  • the minimum accumulated amount of purchases at merchants, which is necessary to get back the value of cashback points, for a 6-month period is:  
    • for standard credit cards - BGN 4,000
    • for Gold credit cards – BGN 6 000
    • for Platinum credit cards – BGN 12 000
  • if at the end of each 6-month period you have accumulated the minimum number of cashback points for the type of card (standard, gold or platinum) which you use, your account will be credited with the amount corresponding to the accumulated points, but not more than BGN 250. For example: For BGN 5,565 spent with a standard credit card, you will receive BGN 27.83 on your card account, and for BGN 65,012 spent, you will receive BGN 250 on your card account. With a Mastercard Gold or Visa Gold credit card for BGN 8,500 spent, you will receive BGN 63.75, and for BGN 40,000 spent, your account will be credited with BGN 250.    
  • cashback points are not transferred from one 6-month period to another;
  • the 6-month period starts from the date of issuance of the credit card;
  • in case of blocking the card due to delayed payments, you lose the accumulated cashback points, and by the end of the remaining 6-month period you have the opportunity to accumulate points again;
  • you can receive information on the accumulated cashback points from your monthly statements or in the branches of the Bank;
  • customers with additional credit cards accumulate their own cashback points and must make a separate turnover according to the card they use - standard, Gold or Platinum, as the certified cashback points appear in the account of the main cardholder.

Important information:

The service "Transfering funds to Microaccount" (the name is given for example) from a revolving credit card on portals such as www.ePay.bg, www.skrill.com and others (the listing is not exhaustive) where funds transfer transactions (including ATM transfers) take place, as well as all betting websites, and funds transfer transactions without the transactions being processed as a purchase of goods or a service at a merchant’s site, shall not accumulate bonus points in the Cashback program. In the event of a dispute between the parties, Fibank has the right to require as proof of compliance with the terms of the program by the authorized user of the card, the submission of an invoice or a document for the purchase of goods or services.