BGN 45 Annual maintenance fee (no annual fee with active use of the credit card) | BGN 100 Annual maintenance fee (no annual fee with active use of the credit card) | BGN 250 Annual Maintenance Fee (no annual fee with active use of the credit card) | BGN 5 per month Maintenance Fee |
Cash back on every transaction | Cash back on every transaction | Cash back on every transaction | up to 10% bonus points for purchases made on emag.bg website. |
Contactless Payments | Contactless Payments | Contactless Payments | Contactless Payments |
Up to 45 days Grace period | Up to 45 days Grace period | Up to 45 days Grace period | Up to 45 days Grace period |
Maximum amount up to BGN 10 000 | from BGN 5 000 up to BGN 20 000 Credit limit | from BGN 15 000 up to BGN 50 000 Credit limit | from BGN 500 up to BGN 50 000 Credit limit |
BGN, EUR, USD, GBP | BGN, EUR, USD | BGN, EUR, USD | BGN only |
5 years Validity term | 5 years Validity term | 5 years Validity Term | 5 years Validity Term |
17.90% annual interest rate for POS Payments | 17.90% annual interest rate for POS payments | 17.90% annual interest rate for POS payments | 13.90% annual interest for POS payments |
18.90% annual interest rate for cash withdrawal | 18.90% annual interest rate for cash withdrawal | 18.90% annual interest rate for cash withdrawal | 16.90% annual interest for cash withdrawal |
Free of charge Travel Abroad Insurance by Generali with standard cover | Free of charge Travel Abroad Insurance by Generali with high cover | Free of charge Travel Abroad Insurance by Generali with high cover | Free of charge Travel Abroad Insurance by Generali with standard cover |
Insurance options to protect your card | Insurance options to protect your card | Insurance options to protect your card | Insurance options to protect your card |
| VIP access to airport lounges | VIP access to airport lounges |
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Non-declining balance opportunity | Non-declining balance opportunity | Non-declining balance opportunity |
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| opportunity to pay for your purchases in emag.bg in installments |
Online request Read more | Online request Read more | Online request Read more | Online request Read more |