Characteristics:

• Term – 24 and 36 months
• For individuals
• Currency - BGN, EUR, USD
• Minimum amount  - BGN 5 000 / EUR 2 500 / USD 2 500
• Attractive interest rate

Interest rates on an annual basis:

Additional information:

• The deposit can only be opened through electronic banking and MyFibank mobile application. If you are not yet a Fibank customer, you can become a customer entirely online through MyFibank mobile application and open your Еxpress Deposit.
• Depositing funds on the deposit account is done only by bank transfer from an account in another bank.
• The minimum available balance on the deposit account must be deposited within the first 7 calendar days after opening the deposit account. If the deposited amount is below the required minimum after the expiration of this term, the deposit will be charged with the annual interest rate valid in case of non-fulfillment of the terms of the contract, according to the Interest Bulletin effective on the date of application.
• Depositing funds after the first 7 calendar days is not allowed. In the event that funds are received on the deposit account after the expiry of this period, they shall be charged with the annual interest rate valid in the event of non-fulfillment of the terms of the contract, according to the Interest Bulletin effective on the date of application.
• Withdrawing funds before maturity date will result into violation of deposit contract terms and conditions.
• The deposit will be automatically renegotiated each time for a new term and with a new grace period for additional deposits - 7 calendar days. Funds will accrue interest at the interest rate applicable on the renewal date for this product, according to the terms of the deposit and the current Interest Bulletin of the bank.
• Fees and commissions – in accordance with the current Fibank Tariff
• The Holder is not obliged to give a notice, if they wish to dispose of funds from the deposit before the agreed maturity date in the contract, including for its early termination. When withdrawing money in cash from the deposit account above a certain amount specified in Fibank Tariff, the Holder must notify the Bank in advance of carrying out the operation within the terms specified in the Tariff, otherwise the Holder shall pay an additional fee.
• BDIF (Bulgarian Deposit Insurance Fund) guarantees full payment of the sums of one person in one bank, regardless of their number and amount, up to BGN 196,000, and this amount also includes accrued interest up to the date of issuance of the act under Art. 20, paragraph 1 of the LBDG (Law on Bank Deposit Guarantee). The funds on the deposit are guaranteed by the Bulgarian Deposit Insurance Fund, established and functioning in the Republic of Bulgaria, according to the procedure, up to the amount and under the conditions stipulated in the Law on Bank Deposit Guarantee.