Loans for the construction of photovoltaic installations for production of electricity for own consumption and sale

Our offer

The Green Financing Strategy will help businesses not only to grow, but also to be competitive and sustainable. Investing in "green" projects will allow companies to have better positions in the near future.

 

Why choose Green Energy - Own Consumer Loan from Fibank?

 

  • Up to 100% of the costs accepted by the Bank for the construction of the photovoltaic installation;
  • The amount of the installment is up to the amount of the average electricity costs paid for the respective period;
  • Long grace period on the principal - until the commissioning of the photovoltaic installation;
  • Lower management commission fee;
  • No commission fee for early repayment with funds from the borrower's activity;
  • Seasonal repayment schedule in accordance with the production of electricity.

 

Parameters:

Loan type 

investment

Purpose

for construction of photovoltaic installations for production of electricity for own consumption and sale

Clients

Companies registered on the territory of the Republic of Bulgaria with not less than two years of business history

Amount

up to 100% of the accepted costs for the construction of the photovoltaic installation

Currency

BGN, EUR

Term

up to 10 years

Interest rate 

depending on the financial indicators

  • possibility for additional interest rate preference for customers who use other products from Fibank

Grace period for the principal

until the commissioning of the photovoltaic installation

Management commission fee

discount from the commission fee according to the Tariff

Early repayment commission fee

no commission fee for repayment with own funds from the activities of the borrower

Collateral

  • registered pledge of the equipment of the photovoltaic power plant;
  • guarantee from the owners of the company or their inclusion as co-debtors under the loan agreement;
  • contract for financial security with provision of pledge on current accounts or registered pledge of receivables on accounts;

Repayment

  • seasonal repayment schedule in accordance with the production of electricity;
  • the amount of the installment is up to the amount of the average electricity costs paid for the respective period;
Application procedure and documents

Application procedure:

In order to grant a loan, the Bank's credit specialists develop an individual offer in accordance with the specifics of your project.

We will be happy to help you find the optimal solution to your business needs.

To request a loan, you can contact the Bank's credit specialists in one of the following ways:

  • Fibank Headquarters, 111P, "Tsarigradsko shose" Blvd., Sofia 1404, Bulgaria; Tel.: (02) 800 2915, (02) 942 6601, (02) 800 2876, (02) 800 2027;;
  • ask for our credit specialists at the branches and offices of the Bank;
  • send an inquiry by email to sme@fibank.bg

 

Required documents for legal entities:

  • Loan application (according to Fibank sample form);
  • declaration of affiliation with other persons and beneficial owners of the legal entity (according to Fibank sample form);
  • declaration of marital and property status (according to Fibank sample form);
  • project documents;
  • certificate for lack of obligations from the revenue authority under Art. 87, paragraph 6 of the Tax and Social Security Pprocedure Code;
  • other documents at the discretion of the Bank.