Loans for the purchase of new electric and hybrid vehicles

Our offer

The Green Financing Strategy will help businesses not only to grow, but also to be competitive and sustainable. Investing in "green" projects will allow companies to have better positions in the near future.

 

Why choose Green Transport loan from Fibank?

 

  • Amount of financing - up to 90% of the offer price of the vehicle with VAT included;
  • The motor vehicle purchased with the loan secures your loan;
  • Lower interest rate;
  • Lower management fee;
  • No commission for early repayment with funds from the borrower's activity.

 

 

Parameters:

Loan type 

Investment

Purpose

For the purchase of new (unused) electric and hybrid vehicles

Amount

Up to 90% of the offer price of the vehicle with VAT included

Currency

BGN, EUR

Term

Up to 7 years, but not longer than the expiration date of the car battery warranty period

Interest rate 

 Attractive interest rate conditions

Grace period for the principal

Up to 6 months depending on the delivery time of the vehicle

Management commission fee

 Discount from the commission fee according to the Tariff

Early repayment commission fee

No commission for repayment with own funds from the activities of the borrower

Collateral

  • registered pledge of the vehicle, which is the purpose of financing;
  • guarantee from the owners of the company or their inclusion as co-debtors under the loan agreement;
  • contract for financial security with provision of pledge on current accounts or registered pledge of receivables on accounts;

Repayment

  • equal installments on the principal;
  • with the refunded VAT part of the loan is repaid ahead of schedule;
Application procedure and documents

Application procedure:

In order to grant a loan, the Bank's credit specialists develop an individual offer in accordance with the specifics of your project.

We will be happy to help you find the optimal solution to your business needs.

To request a loan, you can contact the Bank's credit specialists in one of the following ways:

  • Fibank Headquarters, 111P, "Tsarigradsko shose" Blvd., Sofia 1404, Bulgaria; Tel.: (02) 800 2915, (02) 942 6601, (02) 800 2876, (02) 800 2027;;
  • ask for our credit specialists at the branches and offices of the Bank;
  • send an inquiry by email to sme@fibank.bg

 

Required documents for legal entities:

  • Loan application (according to Fibank sample form);
  • declaration of affiliation with other persons and beneficial owners of the legal entity (according to Fibank sample form);
  • declaration of marital and property status (according to Fibank sample form);
  • project documents;
  • other documents at the discretion of the Bank.