Overdraft

Intended for customers who actively bank with their Fibank accounts

Our offer

Overdraft is a type of loan that:

  • use when you need working capital;
  • repay when you have available funds.

Why choose Overdraft from Fibank?

  • no limit on the size of the overdraft;
  • simplified application procedure;
  • attractive financial conditions.


Loan parameters:


Purpose:

for working capital and to cover temporary cash deficits

Amount:

No limit in amounts granted, depending on business needs and collateral coverage

Loan currency:

BGN, EUR, USD 

Term:

up to 36 month

Interest rate:

based on intrabank credit rating

Method of utilization:

 In overdraft mode

Collateral

·         all collateral permitted by law;

·         possibility to guarantee the loan under the guarantee scheme of the NGF "COSME 2017", as well as under other guarantee schemes with the NGF, Municipal Guarantee Fund and Bulgarian Export Insurance Agency



Application and documents

1. Application procedure:

 

In order to be granted a loan from Fibank, the bank's credit specialists develop an individual offer tailored to the specific needs, credit history and principle of work in your company.

It will be our pleasure to help you find the optimal solution for your business needs.

To make a loan request, you can contact the Bank's credit specialists in one of the following ways:

  • for Sofia: tel.: (02) 800 2915, (02) 942 6601, (02) 800 2876, (02) 800 2027;
  • for the country: ask for the credit specialists in Fibank branches in the country;
  • make an inquiry

 

2. Necessary documents:

  • loan application (according to Fibank’s sample form);
  • related party declaration and of legal entity beneficial owner declaration (according to Fibank’s sample form);
  • declaration of marital and property status (according to Fibank’s sample form);
  • financial statements;
  • a certificate from the revenue authority for the absence/presence of obligations (under Article 87, paragraph 6 of the TSSPC);
  • other documents at the discretion of the Bank.