Loans for the purchase of new electric and hybrid vehicles

Our offer

The Green Financing Strategy will help businesses not only to grow, but also to be competitive and sustainable. Investing in "green" projects will allow companies to have better positions in the near future.

 

Why choose Green Transport loan from Fibank?

 

  • Amount of financing - up to 90% of the offer price of the vehicle with VAT included;
  • The motor vehicle purchased with the loan secures your loan;
  • Lower interest rate;
  • Lower management fee;
  • No commission for early repayment with funds from the borrower's activity.

 

Parameters:

Loan type 

Investment

Purpose

For the purchase of new (unused) electric and hybrid vehicles

Clients

Companies registered on the territory of the Republic of Bulgaria with at least two years of business history

Amount

Up to 90% of the offer price of the vehicle with VAT included

Currency

BGN, EUR

Term

Up to 7 years, but not longer than the expiration date of the car battery warranty period

Interest rate 

Attractive interest rate conditions

Grace period for the principal

Up to 6 months depending on the delivery time of the vehicle

Management commission fee

Discount from the commission fee according to the Tariff

Early repayment commission fee

No commission for repayment with own funds from the activities of the borrower

Collateral

  • registered pledge of the vehicle, which is the purpose of financing;
  • guarantee from the owners of the company or their inclusion as co-debtors under the loan agreement;
  • contract for financial security with provision of pledge on current accounts or registered pledge of receivables on accounts;

Repayment

  • equal installments on the principal;
  • with the refunded VAT part of the loan is repaid ahead of schedule;
Application procedure and documents

Application procedure:

In order to grant a loan, the Bank's credit specialists develop an individual offer in accordance with the specifics of your business.

We will be happy to help you find the optimal solution to your business needs.

To request a loan, you can contact the Bank's credit specialists in one of the following ways:

  • Fibank Headquarters, 111P, "Tsarigradsko shose" Blvd., 1404 Sofia, Bulgaria; Tel.: 02/817 1366; 02/817 1365; 02/800 22 73;
  • ask for our credit specialists at the branches and offices of the Bank;
  • send an inquiry by email to micro@fibank.bg

 

Required documents for legal entities:

  • decision of the competent authority for drawing and securing the loan;
  • copies of the ID cards of the representative of the company - borrower/co-debtor;
  • certificate for lack of obligations from the revenue authority under Art. 87, paragraph 6 of the Tax and Social Security Pprocedure Code;
  • declaration of affiliation with other persons according to the sample form of Fibank (First Investment Bank);
  • authorization for inspection at the National Social Security Institute;
  • application for granting a micro loan to legal entities;
  • documents for the motor vehicle, purpose of financing (offer, contract of purchase, etc.) accounting documents of the borrower.