Business loan (unsecured)

Loan granted for working capital

Our offer

Business loan offers:

  • an amount up to BGN 250,000;
  • repayment at equal installments on the principal;
  • without mortgage and pledge of fixed tangible assets.

 

Loan parameters:


Purpose of the loan:

for working capital

Amount:

up to BGN 250,000 or the equivalent in Euros.

The amount of the loan cannot exceed the average monthly income from sales, according to the annual tax return for the previous financial year.

Loan currency:

BGN, EUR

Term:

 up to 60 months

Interest rate:

based on intrabank credit rating

Grace period:

not offered

Method of repayment:

equal installments on the principal

Collateral:

without mortgage and pledge of fixed tangible assets

The owners of loan applicants who are legal entities commit themselves as co-debtors or guarantors.



Application and documents
  1. Application procedure:

 

In order to be granted a loan from Fibank, the bank's credit specialists develop an individual offer tailored to the specific needs, credit history and principle of work in your company.

It will be our pleasure to help you find the optimal solution for your business needs.

To make a loan request, you can contact the Bank's credit specialists in one of the following ways:

  • for Sofia: tel.: (02) 800 2915, (02) 942 6601, (02) 800 2876, (02) 800 2027;
  • for the country: ask for the credit specialists in Fibank branches in the country;
  • make an inquiry

 

  1. Necessary documents:
  • loan application (according to Fibank’s sample form);
  • related party declaration and of legal entity beneficial owner declaration (according to Fibank’s sample form);
  • declaration of marital and property status (according to Fibank’s sample form);
  • financial statements;
  • a certificate from the revenue authority for the absence/presence of obligations (under Article 87, paragraph 6 of the TSSPC);
  • other documents at the discretion of the Bank.