Loan for working capital

Our offer

Loan parameters

 

Purpose:

For working capital

Amount:

No limit in amounts granted, depending on business needs and collateral coverage

Loan currency

BGN, EUR, USD 

Term:

up to 36 month

Interest rate: 

based on intrabank credit rating

Grace period:

Up to 2 months

Method of repayment:

·         equal installments on the principal;

·         individual repayment schedule.

Collateral:

all collateral permitted by law;

possibility to guarantee the loan under the guarantee scheme of the NGF "COSME 2017", as well as under other guarantee schemes with the NGF, Municipal Guarantee Fund and Bulgarian Export Insurance Agency



Application and documents

1. Application procedure:

 

In order to be granted a loan from Fibank, the bank's credit specialists develop an individual offer tailored to the specific needs, credit history and principle of work in your company.

It will be our pleasure to help you find the optimal solution for your business needs.

To make a loan request, you can contact the Bank's credit specialists in one of the following ways:

  • for Sofia: tel.: (02) 800 2915, (02) 942 6601, (02) 800 2876, (02) 800 2027;
  • for the country: ask for the credit specialists in Fibank branches in the country;
  • make an inquiry


2. Necessary documents:

  • loan application (according to Fibank’s sample form);
  • related party declaration and of legal entity beneficial owner declaration (according to Fibank’s sample form);
  • declaration of marital and property status (according to Fibank’s sample form);
  • financial statements;
  • a certificate from the revenue authority for the absence/presence of obligations (under Article 87, paragraph 6 of the TSSPC);
  • other documents at the discretion of the Bank.