Mortgage business loan

In support of your business ideas

Our offer

The loan is granted based on the value of the collateral provided, without a detailed examination of the borrower's financial position.

Loan parameters:

Purpose of loan:

for investments or for working capital

Amount:

up to 70% of the market value of the collateral

Loan currency:

BGN, EUR, USD 

Term:

·         up to 10 years for investment loans;

·         up to 3 years for loans for working capital.

Interest rate:

based on the credit rating of the collateral provided, min. 6.5%

Grace period:

up to 3 months

Method of repayment:

equal installments on the principal;

individual repayment schedule.

Collateral:

Mortgage on property located in a residential or administrative building:

·         apartment

·         office

·         shop

·         agricultural land up to 5th category inclusive

·         regulated land property in Sofia, Plovdiv, Varna Burgas;

·         regulated land property in the central parts of St. Zagora, Ruse, Shumen, Haskovo, Kardzhali, Blagoevgrad and Pleven.

The owners of loan applicants who are legal entities commit themselves as co-debtors or guarantors.

Application and documents

1. Application procedure:

 

In order to be granted a loan from Fibank, the bank's credit specialists develop an individual offer tailored to the specific needs, credit history and principle of work in your company.

It will be our pleasure to help you find the optimal solution for your business needs.

To make a loan request, you can contact the Bank's credit specialists in one of the following ways:

  • for Sofia: tel.: (02) 800 2915, (02) 942 6601, (02) 800 2876, (02) 800 2027;
  • for the country: ask for the credit specialists in Fibank branches in the country;
  • make an inquiry


2. Necessary documents:

  • loan application (according to Fibank’s sample form);
  • related party declaration and of legal entity beneficial owner declaration (according to Fibank’s sample form);
  • declaration of marital and property status (according to Fibank’s sample form);
  • financial statements;
  • a certificate from the revenue authority for the absence/presence of obligations (under Article 87, paragraph 6 of the TSSPC);
  • other documents at the discretion of the Bank.