• Visa Business Debit Platinum
    international corporate card

    BGN 5.00 monthly card maintenance fee

    You control company funds quickly and easily

    No fee for issuance of the card

Our offer

With Visa Platinum Business Debit card from Fibank:

  • You pay daily and monthly business expenses - after each payment, the funds are automatically deducted from your company account;
  • You control company funds quickly and easily - with the quick online statement you can receive accurate information about every transaction made with your company card;
  • You save time and money from accounting activities and document processing - all transactions are clearly and detailed listed in your monthly statement;
  • You facilitate the reporting of VAT and other taxes by accurately and quickly entering all business expenses;
  • You facilitate your employees in their daily payments with contractors, for business trips, refueling and other activities related to their work duties;
  • As a Premium or Business Visa cardholder, you have the opportunity to benefit from free access to Aspire business lounge at Sofia Airport by notifying the staff at the lounge entrance and presenting your Visa payment card. The service is not tied to the Lounge Key program;
  • You have the opportunity to use lounges at five key airports for free thanks to the LoungeKey™ program:
    • IGA Istanbul;
    • Al Maha Doha;
    • Pearl Abu Dhabi;
    • LuxxLounge Frankfurt;
    • Plaza Premium Lounge Dubai;
  • Cash back program – reimbursement to the card account of 0.2% of the turnover made with the card every six months, upon reaching a minimum turnover of BGN 10,000. Maximum value of cash back for the period – BGN 250. The cash back program excludes all transactions related to betting and gambling, transfer of amounts to microaccounts, as well as other transactions that do not constitute a purchase of goods or services;
  • Travel insurance when traveling abroad from Generali with a maximum coverage of up to USD 15,000.

 

Additionally, you can benefit from:

Lounge Key

Fibank and Visa welcome you to LoungeKey, the program for experience in airport spaces and lounges.

Now you have access to 1200+ airport lounges and experiences around the world, regardless of your airline or travel class. Register your LoungeKey account at www.loungekey.com/fibank.

  • How do I get accessto the lounges?
  1. Download LoungeKey app or visit LoungeKey website www.loungekey.com/fibank to register.
  2. Log in to the system and check the lounges available to you.
  3. When entering the lounge you will need to show your Digital LoungeKey card or Visa Platinum Business Debit card and boarding pass to enter
  4. Your visit will be registered by reading your Digital LoungeKey card or Visa Platinum Business Debit card.
  • Where can I find my Digital LoungeKey card?

Once you've registered, you'll be able to view your Digital LoungeKey card on the LoungeKey app or the website. Your Digital LoungeKey card gives you contactless access to the lounges for a more comfortable stay at the airport.

 

Prices and payment methods:
As Fibank customers, you pay a preferential fee for a visit to a selected lounge:

Card

Fee for visit per cardhoulder

Fee for visit of companion

Payment method

 Visa Platinum Business Debit

EUR 30.00

EUR 30.00 for each companion

With card, in cash

The price for visiting an airport lounge is EUR 30.00, starting from October 1st.

Hotel discounts

As premium customers, Visa Platinum Business Debit cardholders can take advantage of Visa's special offers on various discounts for hotels included in the program.

 

Why use Visa Platinum Business Debit card from Fibank?
  • Much more flexible than cash - you can use the card for payments in the country and abroad - in retail outlets and for online purchases;
  • You can do contactless payments;
  • You can withdraw cash from ATMs in the country and abroad;
  • You always receive timely information about all company transactions made with the business card. My Fibank electronic banking allows you to monitor the movements of all your accounts opened with the Bank, as well as to perform active operations through your account;
  • Your employees not have to carry cash on business trips, and they can pay at all commercial establishments in Bulgaria and abroad where Visa logo is displayed, they can withdraw cash or carry out operations at a bank lounge;
  • Possibility of issuing a business debit card with a payment limit set by the company - especially suitable for employees who are engaged in the delivery of materials, refueling company cars or receiving business advances for performing other services for the company;
  • In the event that your card is lost or stolen, and you report its loss immediately, the preservation of funds in the account is secured. Cards are cancelled and replaced quickly and you can be given access to the account immediately;
  • You get additional privileges with Visa's special offers for business customers.
The conditions we offer you:
  • No fee for issuing the card;
  • No fee when paying at the commercial outlets in Bulgaria and abroad.
Debit card parameters

Debit card parameters

Currency of the account

BGN, EUR, USD, GBP & CHF

Validity term

5 years

Fee for cash withdrawal at АТМ

·         at Fibank’s ATM - 0.15%, min. BGN 0.30

·         ATMs of other banks in Bulgaria and EEA countries - 0.20%, min. BGN 1.50

·         abroad – according to Fibank’s Tariff

Fee for payments at POS device:

·         in Bulgaria – no fee

·         abroad – no fee

Monthly maintenance fee

BGN 5.00

Currency conversion for transactions in a currency other than the currency of the account

0,25 % of the amount

Card types:
  • corporate (manager) – to be issued to the manager of the company.
  • corporate (additional) – to be issued to employees of the company to the company account at the request of the company, which is the accountholder. The company is the one that sets the parameters of the additional cards and monitors the transactions made with them and the movement on the company account. Cardholders of additional cards can be persons who have reached the age of majority.



Card issuance

First Investment Bank issues Visa Platinum Business Debit corporate cards at each of its branches in Sofia and the country. You have to complete the corporate card application forms and they should be submitted by a person who is duly authorized to manage the company account with the Bank.

We will issue cards to your employees with limits and access determined by the management of the company.

After processing your application for issuing a debit card, you will receive your card at a Fibank office of your choice within 3 working days for the city of Sofia and up to 5 working days for the branches in the country.

Card renewal

The Visa Platinum Business Debit card issued from Fibank is valid for 5 years. On the front side of your card, you can see the indicated numbers showing the period until which the card is valid, in the following format: VALID 04/20 THRU

The first two digits indicate the month and the second two indicate the year. This means that in the example shown, the card is valid until the end of April 2020.

After the validity period of the card expires, it will be automatically renewed until the 20th of the month in which the validity of the old card expires. You will receive the new card at the Fibank branch that services your account.

Reissue due to theft, loss, forgotten PIN or other reason

In case of theft or loss, immediately notify Fibank to block the card in a timely manner.

A new card will be issued after the submission of an application form signed by the persons representing the company. Fibank employees are at your disposal 24 hours a day, ready to assist in solving any problems that may arise.