Instant Blink payment

24/7 hours a day , 365 days a year

Fibank offers you the opportunity to receive and order instant transfers in BGN via the blink service of the National Card and Payment Scheme, which is part of BORICA AD.

And as of December 2024, you can now order instant blink and SEPA cross-border transfers in EUR*.

You can order instant transfers entirely online through My Fibank electronic banking or at a Fibank branch of your choice.

Advantages of instant payments in BGN and EUR:

  • You can order and receive transfers at any time - 24/7 hours a day, 365 days a year;
  • Real-time execution;
  • The counterparty receives the transfer in seconds;
  • Easy and convenient ordering:

o entirely online, without visiting a bank office - all you need to do is to make a registration with active access rights in My Fibank.

o at a Fibank office of your choice.

To order an instant transfer in BGN or EUR you need:

  • to select “blink” as the transfer type in My Fibank electronic banking
  • tell the office employee that you want an instant blink transfer if you are banking at a bank office

* Instant payments in BGN and EUR are possible only between payment service providers that have joined to the blink transfer service offered by BISERA payment system or have joined the SEPA Instant Credit Transfer (SCT Inst) payment scheme of the European Payments Council

* Instant blink payments are executed upon availability of payment service providers.

Instant blink transfers in BGN

Main features of an instant blink transfer in BGN:

  • Transfer type - credit transfer in BGN;
  • Transfer type - from/to an account to another payment service provider in Bulgaria*;
  • For individuals and business clients;
  • Currency - BGN;
  • Limit - up to BGN 30,000 per transfer.

Additional information:

* Instant payments in BGN under the blink Program of the National Card and Payment Scheme, part of BORICA AD, are possible only between payment service providers that have joined and are participating in the program. A list of currently included PSPs can be found here.

* Instant blink payments are executed subject to the accessibility of payment service providers.

* Instant blink payments are not applicable to periodic and mass transfers, direct debits, as well as to transfers to the budget.

Instant blink transfers in EUR

Main features of instant blink transfers in EUR:

  • Transfer type - credit transfer in EUR;
  • Transfer type - from/to account to payment service providers that have joined the blink transfer service of BISERA payment system or to payment service providers that have joined the payment scheme of the European Payments Council SEPA Instant Credit Transfer (SCT Inst)*;
  • For individuals and business clients;
  • Currency - EUR;
  • Limit - up to EUR 15,000 per transfer.

Additional information:

* Instant payments in EUR are possible only between payment service providers that have joined the blink transfer service of BISERA payment system or are accessible through the payment scheme of the European Payments Council SEPA Instant Credit Transfer (SCT Inst)

* Instant blink payments are executed upon accessibility of payment service providers.

* Instant blink payments are not applicable to periodic and mass transfers, direct debits, as well as to transfers to the budget.