Fibank -
Mastercard Platinum First Lady
Online request0% interest rate for the first 3 reporting periods
No annual fee for the first year
Cashback on each purchase
From BGN 15 000 to BGN 50 000 credit limit
BGN, EUR, USD
Lounge Key
Fast Track
Mastercard Platinum First Lady credit card from Fibank offers you discreet elegance and style in your everyday life
Platinum credit cards from Fibank are a symbol of high social status and professional achievements.
As special cardholders, you will receive not only first-class service and a personal approach, but also significant discounts and privileges, wherever you are.
Mastercard Platinum promises you special attention and excellent opportunities for recreation and entertainment in Bulgaria and around the world. Mastercard Platinum credit cards will always be with you on every trip and will provide you with the peace of mind and convenience you deserve with the additional benefits and privileges they offer:
Get your Mastercard Platinum First Lady credit card and take advantage of all the services we have designed for your convenience.
Free access to business lounges at the airports in Sofia, Vienna, Istanbul, Belgrade and Skopje
- Sofia Airport – Sofia Aspire Lounge
- Istanbul Airport – Istanbul IGA Lounge
- Istanbul Sabiha Gokcen Intl Airport – Istanbul Kepler Club at Istanbul Sabiha Gokcen Intl Airport
- Vienna Schwechat Airport – Vienna Sky Lounge, Vienna Loungeo
- Belgrade Nikola Tesla Airport – Business Club at Nikola Tesla Airport
- Skopje Airport – Primeclass Business Lounge
It is enough to inform the receptionist at the lounge that you are taking advantage of the LoungeKey program and present your Fibank payment credit card.
Membership in the Priority Pass program - the largest international program that provides VIP access to over 1,200 airport lounges worldwide.
- Your First Lady Platinum Credit Card provides you with two complimentary Priority Pass visits per year for you and one companion.
Membership in the Priority Pass program will take you to the calm and comfortable atmosphere of the VIP lounges, where you can spend time before your flight in a pleasant and stylish atmosphere. There is no limit to your visits, as well as which airline you travel with or what tickets you have purchased. Every time you travel, you can take advantage of this opportunity. You do not need to pre-register or reserve a lounge. Just present your Priority Pass card to the lounge attendant. Information about the lounges and the opportunities that each of them offers can be obtained at www.prioritypass.com.
Prices and payment methods:
As a Fibank client, you will pay a preferential fee for visiting a selected Priority Pass lounge:
Card | Visit fee for card holder | Visit fee for companion |
Mastercard Platinum | EUR 30 | EUR 30 for each companion |
As a Premium or Business Mastercard cardholder, you will receive exclusive access to the lounge and the opportunity to wait for your boarding in the comfort it provides you.
Fast Track
Mastercard® offers its Premium and Business cardholders a digital solution to the problem of waiting at airports – Mastercard® Airport Security Fast Track.
The service provides fast passage through a separate corridor through baggage check at 80+ airports worldwide at a price between EUR 3.50 and EUR 17 per person.
Through the Mastercard Travel Experiences (MTE) mobile application or the MTE website https://travelexperiences.mastercard.com/ from DragonPass you can take advantage of the Fast Track service, and you can additionally apply for and use Airport Transfers and Airport Restaurants Discounts.
Opportunity to win cash prizes with the “Bring a Customer” program.
Mastercard Platinum First Lady
| Credit Card Type | Mastercard Platinum First Lady |
|---|---|
| Account Currency | BGN, EUR, USD |
| Interest conditions | Promotional interest rates*:
Standard interest rates**:
|
| Interest-free grace period | Up to 45 days |
| Minimum repayment installment | 3% of the credit limit used, min. BGN 10.00 |
| Collateral** | No collateral is required |
| Credit limit |
|
| Validity period | 5 years with the possibility of automatic renewal |
| Annual maintenance fee**** | Promotional terms:
Standard terms:
|
| Cashback | When paying with a credit card at a retail outlet in Bulgaria or abroad, if you reach a turnover of at least BGN 12,000 in 6 months, you will receive 1% of the turnover, maximum BGN 250. |
| Additional card | Yes |
| Period for issuance | Up to 3 working days for Sofia and up to 5 working days for branches in the country |
| Limits for contactless payments | According to the Second European Payment Services Directive (PSD2), after 31.03.2020, it is necessary to enter a PIN for contactless payments in the following cases:
or
|
| APR (annual percentage rate of costs) | Example of APR: "19.74% with a credit limit of BGN 3,000, term of 1 year. The amount was fully utilized through a POS terminal device, at an annual interest rate of 17.90%, total amount due will be BGN 3,545.95." |
* Promotional interest rates:
The specified interest rate is promotional and is valid for contracts concluded during the campaign period 21.08.2024 - 31.12.2024. During this period, clients who have applied for and activated a credit card for the first 3 (three) reporting periods from the date of issuance of the Card shall pay a promotional interest rate of 0%, provided that they have successfully passed an individual criterion in the approval process, have paid the amount of the minimum repayment installment and have no overdue payments for more than 30 (thirty) days from the due date of each payment due to the Bank. In case of failure to fulfill any of the conditions under the previous sentence, starting from the date of failure, the client shall pay the agreed amount of annual interest according to the concluded Contract.
**Standard interest rates:
The shall be applied to contracts for newly issued credit cards after 10.10.2022. Detailed information on the interest rates under credit card contracts concluded before this date can be found in the "Fibank Interest Rate Bulletin".
***At the Bank's discretion, collateral may be required.
**** Annual maintenance fee:
Promotional terms: The condition relating to the fee is promotional. Detailed information on the promotional terms and period can be found here.
Standard terms:
Detailed information on the fees payable on credit cards can be found in the "Tariff of Fees and Commissions of Fibank ".
You can apply conveniently and easily in one of the following ways:
After selecting a card, your application will be processed as follows:
- Physical card – after processing, you will receive your card at your previously selected Fibank office within 3 business days for the city of Sofia and up to 5 business days for the country.