Credit Card Mastercard® Platinum First Lady / Mastercard / Credit Cards / Cards / Personal Banking / Fibank

Mastercard Platinum First Lady

BGN 250 annual fee (no annual fee for active use)

up to 45 days interest-free grace period

Contactless Payments

from BGN 15 000 to BGN 50 000 credit limit

BGN, EUR, USD

Fast Track

Free insurances

VIP access to airport lounges

Online request

Our offer

Credit Card Mastercard® Platinum First Lady

Get Credit Card Mastercard Platinum First Lady and Take Advantage of All Services Designed With Your Convenience in Mind.

Free access to the business lounges at Sofia, Vienna, Istanbul, Belgrade, and Skopje Airports

Sofia Airport – Sofia Aspire Lounge
Istanbul Airport – Istanbul IGA Lounge
Istanbul Sabiha Gokcen International Airport – Istanbul Kepler Club at Istanbul Sabiha Gokcen Intl Airport
Vienna Schwechat Airport – Vienna Sky Lounge, Vienna Lounge
Belgrade Nikola Tesla Airport – Business Club at Nikola Tesla Airport
Skopje Airport – Primeclass Business Lounge

All you need to do is present your Fibank credit card to the Lounge Receptionist.

Priority Pass Programme Membership - The Largest International Programme Providing VIP Access to Over 1,200 Airport Lounges Worldwide.

Your First Lady Platinum Credit Card gives you two free visits /Priority Pass/ per year for you and one companion.

Your Priority Pass membership will take you to the relaxed and comfortable environment of the VIP lounges, where you can spend your time until your flight in a pleasant and stylish atmosphere. There is no limitation to your visits or your airline, or to your purchased tickets. You may take advantage of this opportunity every time you travel. You do not need any pre-registration or lounge reservation. All you need to do is present your Priority Pass card to the lounge receptionist. Information about the lounges and their available facilities may be found at www.prioritypass.com.

Prices and payment methods:

As Fibank customers, you pay a preferential fee to visit a selected lounge under the Priority Pass Programme:

Card	Holder visit fee	Companion visit fee	Payment method
Mastercard Platinum	EUR 30	EUR 30 per companion	by card, in cash

As a Premium or Business Mastercard cardholder, you get exclusive access to the lounge and the opportunity to wait for your boarding pass in the comfort of the lounge.

Fast Track

Mastercard® provides its Premium and Business cardholders with a digital solution to the airport queuing problem – Mastercard® Airport Security Fast Track.

The service is provided by Dragon Pass and with it the queues at over 70 airports around the world will melt away and be replaced with more free time for you in the lounges and shopping areas.

See access prices and program details here: https://travelexperiences.mastercard.com/

You can download the app Mastercard® Travel Experiences for free on Google Play and App Store.

Card Parameters

Credit Card Parameters:

Card tipe	Mastercard Platinum First Lady
Account currency	BGN, EUR, USD
Interest Rate Terms	Payment at a merchant via POS terminal - 17.90%* Cash withdrawal - 18.90%*
Interest-free grace period	up to 45 days
Minimum monthly instalment	3% of the credit limit used, min. BGN 10.00
Collateral	No collateral **
Credit limit	Determined by individual creditworthiness assessment. maximum amount up to BGN 50 000 or its equivalence in EUR and USD
Term of validity	5 years with automatic renewal option
Annual maintenance fee	BGN 250 or its equivalence in a foreign currency***
Cashback	Upon payment with a credit card in a point-of-sale (POS) in Bulgaria or abroad, with turnover reached of min. BGN 12 000 for 6 months, you get 1% of the turnover, maximum BGN 250.
Additional card	yes
Term for issuance	up to 3 working days for Sofia and up to 5 working days for branches in the country, after receiving a telephone confirmation from a Bank credit specialist
Insurances	Incuded “Travel Abroad” Insurance by Generali with coverage of USD 50,000 – at the expense of Included insurance by Fihealth in case of diagnosis of malignant formation (cancer) of the insured person's breast with coverage up to BGN 10,000 - at the expense of Fibank.
Contactless payment limits	According to the Second European Payment Services Directive (PSD2) after 31.03.2020 it will be necessary to introduce PIN for contactless payments in the following cases: in case of the sixth consecutive contactless transaction withou PIN, or when the total amount of consecutive contactless transactions for which no PIN has been entered reaches BGN 100. After each PIN entry, the process starts again.
APR (annual percentage rate of expenditure))	APR example: “19.74% with a credit limit of BGN 3,000 for a period of 1 year. The amount is used in full via POS terminal, at an annual interest rate of 17.90%, total amount due of BGN 3,545.95.”

Application Procedure

Apply conveniently and easily in one of the following ways:

After processing your credit card request, up to 3 business days for Sofia and up to 5 working days for the country, you will receive your card in a Fibank branch of your choice.