Fibank 
"Click" Loans
Interest rate conditions
Fixed interest rate of 10.99%
Advantages
Quick response from Fibank with relaxed requirements
Loan amount
Up to BGN 20,000
Term
Up to 5 years
With the Click Loan from Fibank you have the opportunity to get:
- Quick response from Fibank
- Fixed annual interest rate for the entire term of the loan
- Financing of urgent needs, repairs, travel, education, consolidation of obligations, etc.
- Completely online application, signing of the loan agreement and disbursement of funds within minutes
- No fee for online application*
- No guarantor
- No income transfer and no requirement for use of additional products and services
- No mandatory insurance
- Only against an ID card**
* Standard application fee for applications submitted at a Fibank office – BGN 25.00.
**Depending on your individual credit reting, other documents may be required.
Loan Parameters
| Maximum amount | Up to BGN 20 000 or the equivalent amount in EUR |
|---|---|
| Term | Up to 5 years |
| Purpose | For current needs |
| Interest rate conditions | From 10.99% fixed annual interest rate |
| Collateral | No collateral required |
| Repayment | In equal monthly repayment installments |
| Application fee |
|
| Early repayment fee | Nor due |
| APR (Annual Percentage Rate) | APR: 12.62%, calculated on a loan amount of BGN 10,000, a repayment period of 60 months, at a fixed annual interest rate of 10.99% for the repayment period and including a monthly expense for maintaining a current account in national and foreign currency of BGN 4.80. The monthly installment with the specified parameters, online application and fully utilized credit is BGN 217.37. The total amount due is BGN 13,330.56. |
To apply for Click Loan, you must:
- Be a capable individual between the ages of 18 and 65 at the time of loan disbursement;
- Have a regular income.
Documents required for application:
- Loan application;
- Copy of ID card;
- Other documents at the discretion of the Bank.