"Tradition Deposit"
Interest rate conditions
Up to 1.25% per year
Currencies
BGN, EUR, USD
Advantages
To be opened at a bank’s office or online
Term
12 and 24 month
Our offer
Opening Documents
Characteristics:
- Term – 12 and 24 months
- For individuals
- Currency - BGN, EUR, USD
- Minimum amount - BGN 5 000 / EUR 2 500 / USD 2 500
- Automatic renewal
- Attractive interest rate
Interest rates on an annual basis:
Terms | BGN | USD | EUR |
12 monts | 1.00% | 1.00% | 1.00% |
24 months | 1.25% | 1.25% | 1.25% |
Additional information:
- Additional deposit of funds on the deposit account is allowed within the first 7 calendar days after opening the account. After this period, no additional funds are allowed. In the event that additional funds are deposited into the deposit account, after the first 7 calendar days from the opening of the deposit account, these funds shall be subject to interest at the annual interest rate valid in case of non-fulfillment of the terms of the contract, according to the Interest Bulletin effective on the date of application.
- Fees and commissions – in accordance with the current Fibank Tariff
- Withdrawing funds before maturity date will result into violation of deposit contract terms and conditions;
- The Holder is not obliged to give a notice, if they wish to dispose of funds from the deposit before the agreed maturity date in the contract, including for its early termination. When withdrawing money in cash from the deposit account above a certain amount specified in Fibank Tariff, the Holder must notify the Bank in advance of carrying out the operation within the terms specified in the Tariff, otherwise the Holder shall pay an additional fee.
- BDIF (Bulgarian Deposit Insurance Fund) guarantees full payment of the sums of one person in one bank, regardless of their number and amount, up to BGN 196,000, and this amount also includes accrued interest up to the date of issuance of the act under Art. 20, paragraph 1 of the LBDG (Law on Bank Deposit Guarantee). The funds on the deposit are guaranteed by the Bulgarian Deposit Insurance Fund, established and functioning in the Republic of Bulgaria, according to the procedure, up to the amount and under the conditions stipulated in the Law on Bank Deposit Guarantee.
You may easily open the deposit account:
- At each Fibank’s office;
- Through MyFibank electronic banking system;
- General Terms and Conditions for opening and maintenance of bankaccounts and provision of payment services pdf 324.72 KB
- GLOSSARY of the terms used in the General Terms and Conditions for opening and maintenance of bank accounts and provision of payment services of First Investment Bank AD (Glossary of the GTCPS terms) pdf 206.51 KB
- General Terms and Conditions of First Investment Bank AD for Electronic banking "My Fibank" pdf 392.53 KB
- Request for registration/change/termination of registration in the electronic banking "My Fibank"(individuals) pdf 416.85 KB
- Request for registration/change/termination of registration in the electronic banking "My Fibank"(business clients) pdf 417.5 KB