Bank account
Package account in BGN or EUR
Standard current account
Standard current account
Opening fee
No fee
No fee
Maintenance fee
No fee
No fee
Debit card
Type - you can choose the type of your debit card
Debit Mastercard or Visa Debit
Debit Mastercard or Visa Debit
Maintenance fee
No fee
No fee
Possibility to digitize the debit card
Yes
Yes
Credit card
Visa/Mastercard ("Premium" package - Gold, "Premium+" package - Gold or Platinum)
Annual service fee reduction - 50%
Annual service fee reduction - 50%
ATM withdrawal
Fibank’s ATM
No fee
No fee
ATM of another bank in Bulgaria and in EEA countries
No fee
No fee
Payment at POS device
In Bulgaria and in EEA countries
No fee
No fee
In countries outside the EEA
No fee
No fee
Bank transfers
Between own accounts
No fee
No fee
To other Fibank customers
No fee for 40 pcs / month - ordered through My Fibank, incl. the mobile app
No fee for 80 pcs / month - ordered through My Fibank, incl. the mobile app
Outgoing interbank transfers ordered through BISERA, including periodic transfers or outgoing transfers in EUR for the EEA (for sums with an equivalent value of up to BGN 100,000)
No fee for 20 pcs / month - ordered through My Fibank, incl. the mobile app
No fee for 40 pcs / month - ordered through My Fibank, incl. the mobile app
Incoming transfers in foreign currency received from countries outside the EEA or from the EEA in a currency other than EUR
No fee
No fee
Cash operations
Deposit in cash up to BGN 3,000 / EUR 1,500
No commission
No commission
Deposit in cash over BGN 3,000 / EUR 1,500
According to Bank’s tariff
According to Bank’s tariff
Cash withdrawal at Bank’s office
Up to BGN 2000 – no fee
Up to BGN 3000 – no fee
Withdrawal over BGN 2,000/BGN 3,000
According to Bank’s tariff
According to Bank’s tariff
Digital banking
Online banking
Yes
Yes
Mobile banking
Yes
Yes
Free payment of utility bills through My Fibank
Yes
Yes
Fibank Token
Yes
Yes
Other services
Free email notifications
Unlimited
Unlimited
Free SMS notifications
40 pcs / month
40 pcs / month
"Easy Credit" overdraft You can find out more about the product here.
No application fee
No application fee
Currency conversion for transactions in a currency other than the currency of the account
No commission
No commission