POS overdraft \ POS overdraft +

Intended for legal entities that use actively POS terminal device from Fibank or another bank.

Our offer

Why choose POS overdraft from Fibank?

  • Attractive conditions
  • Quick and easy application procedure

 

Loan parameters

Amount

up to BGN 250,000 (to the borrower and the persons related thereby)

Currency:

BGN

Term:

Up to 60 month

Interest rate:

based on intrabank credit rating

Method of utilization:

In overdraft mode

Method of repayment:

with the proceeds on the account to which the overdraft is granted

Collateral:

without mortgage and pledge of fixed tangible assets.

The owners of loan applicants who are legal entities commit themselves as co-debtors or guarantors.



Application and documents

1. Application procedure:

 

In order to be granted a loan from Fibank, the bank's credit specialists develop an individual offer tailored to the specific needs, credit history and principle of work in your company.

It will be our pleasure to help you find the optimal solution for your business needs.

To make a loan request, you can contact the Bank's credit specialists in one of the following ways:

  • for Sofia: tel.: (02) 800 2915, (02) 942 6601, (02) 800 2876, (02) 800 2027;
  • for the country: ask for the credit specialists in Fibank branches in the country;
  • make an inquiry

 

2. Necessary documents:

  • loan application (according to Fibank’s sample form);
  • related party declaration and of legal entity beneficial owner declaration (according to Fibank’s sample form);
  • declaration of marital and property status (according to Fibank’s sample form);
  • financial statements;
  • a certificate from the revenue authority for the absence/presence of obligations (under Article 87, paragraph 6 of the TSSPC);
  • other documents at the discretion of the Bank.