Express Money Transfers

First Investment Bank provides you with the opportunity to order and receive express money transfers both in the country and abroad.

You can order or receive an express money transfer in BGN or foreign currency without having an account opened with the Bank.

Depending on your needs you can choose between the following express money transfers:

  • Easypay – postal transfers in the territory of the Republic of Bulgaria;
  • Express-M - express money transfers in the territory of the Republic of Bulgaria;
  • Western Union - fast money transfers
Easypay

First Investment Bank is an agent of Easypay – postal orders system.

The system allows you to send postal or money orders in the territory of the Republic of Bulgaria.

Easypay Advantages:

  • A possibility to transfer payment in cash to a bank account at a Bulgarian bank, to a micro-account with ePay;
  • You don’t need a bank account to send a transfer;
  • The possibility to send money using your credit card from abroad;
  • The possibility for payment of utility bills or payment of liabilities to registered traders;
  • Safety – the ordering customer should state the Personal I.D. number of the beneficiary or the number of the beneficiary’s I.D. card and the date of its issue;
  • You can send postal orders to a lot of beneficiaries.

To send a postal order you will need to:

  • Visit any branch of First Investment Bank;
  • Present I.D. documents and provide: beneficiary name, Personal I.D. number or number and date of issue of beneficiary’s I.D. card, beneficiary’ s telephone and address (recommended);
  • Deposit in cash or transfer from your own account the transfer amount;
  • The transfer can be collected immediately at each office of Easypay system.

To receive a postal order you will need to:

  • Visit any branch of First Investment Bank;
  • Present an identification document; 
  • The collection of money is free of charge for the receiver.

To deposit cash to a bank account you will need to:

  • Visit any branch of First Investment Bank; 
  • Present I.D. document and provide beneficiary name and IBAN;
  • Deposit in cash or transfer from your own account the transfer amount.

To deposit cash to a micro-account with ePay you will need to:

  • Visit any branch of First Investment Bank; 
  • Present I.D. documents and provide: beneficiary name, Personal I.D. number, customer I.D. No. (CIN) or e-mail address of the beneficiary and narrative information about the transfer;
  • Deposit in cash or transfer from your own account the transfer amount.

To make payment to a lot of beneficiaries you will need to:

  • Prepare a file containing description of the payments to be ordered and load it to the Internet page of the Easypay system operator;
  • Deposit in cash or transfer from your own account the transfer amount;
  • State the file code received upon loading of the payments description at the Internet page of the system operator.


Express-M

First Investment Bank is an agent of Express-M – express money transfers system.

The Express-M system allows natural persons to send money transfers in BGN on the territory of the Republic of Bulgaria.

Express–M Advantages:

  • The transfer amount is available for collection immediately after its ordering;
  • You don’t need a bank account;
  • Security – the ordering customer can create a code word (password) for transfer payment.

In order to send money you will need to:

  • Visit any branch of First Investment Bank (excluding the Technomarket Fibank branches);
  • Present I.D. document, beneficiary name and phone number (recommended) and create a code word (password) for transfer payment;
  • Deposit in cash or transfer from your own bank account the transfer amount;
  • The officer who accepted your transfer order will inform you of the transfer reference number;
  • Contact the person to whom you are sending the money, and give him or her the reference number and the password if you have created one;
  • The transfer can be received immediately at each office of Express–M system.

In order to receive money you will need to:

  • Visit any branch of First Investment Bank (excluding the Technomarket Fibank branches);
  • Present your I.D. document and provide the bank officer with the transfer’s reference number and give the code word (password), if the sender has created one;
  • Fill-in the “receive” form and you will be given your money;
  • The money collection is free of charge for the beneficiary.



Western Union

Fast money transfers with Western Union®

An easy way to send and receive money

Fast Western Union® money transfers are now available in all Fibank branches in Bulgaria.

Western Union offers fast, convenient and reliable money transfer services for more than 145 years. Millions of people around the world trust us to send money to their families, to surprise loved ones with a gift of cash or to help in an emergency situation.

No matter where you are, with a combined network of more than 500,000 Agent locations* around the world, Western Union is always nearby.

Western Union® money transfers are suitable for people who like to:

  • Send money from Bulgaria to friends and family around the world.
  • Receive money in Bulgaria from people around the world.

How to send money with Western Union®?

Visit your nearest Fibank branch in Bulgaria and complete a simple Western Union® ‘TO SEND MONEY' form. Hand in the form to the Western Union agent, along with a valid ID document, the money you want to send and the applicable fees to the agent. You will be given a receipt with the Money Transfer Control Number (MTCN**). Communicate the MTCN to the person to whom you're sending the money.

How to receive money via Western Union®?

Ask the sender for your Money Transfer Control Number (MTCN**). Most people call or text this number using their mobile phones. Visit PayPoint location that offers the Western Union® Money TransferSM service and complete a simple ‘TO RECEIVE MONEY' form. Hand the completed form along with your ID document to the Western Union agent. Collect the money transfer and the receipt.
**The MTCN is a mandatory requirement for payout in many countries. Your Western Union agent will be able to provide you with more information.

Recommendation by Fibank and Western Union®

Don't fall for victim to fraud
Never send money to someone you have not met in person and confirm emergency situations are real before sending money.
Learn more: https://www.westernunion.com/bg/en/fraudawareness.html