By using the service SMS&Email notifications for bank card authorizations you can monitor the activities on your card accounts and protect yourself from fraud and misuse.

If you possess a debit or a credit card issued by First Investment Bank by using this service you can receive SMS or Email notifications immediately after each on-line authorization for the payments made with your card. Thus you can monitor your payments and you will immediately find out if a transaction which you have not authorized is made with your card.

If you are unable to make a payment, the SMS or Email notification will give you the exact reason for the transaction failure – insufficient funds, exceeded credit limit, a wrongly entered personal identification number (PIN), etc.

Advantages of the service:

• Security – you can monitor the usage of your cards, and through this - your personal funds, your credit limit or overdraft which you are using for making payments on the Internet, for shopping or cash withdrawals both in Bulgaria and abroad;
• Peace of Mind – if you find out that your card has been misused you will immediately give a warning to Fibank. Thus you will avoid the risk of losing money if your card gets stolen, lost or counterfeited;
• 24 hour service – regardless of your location – in Bulgaria or abroad, you will receive information 24 hours a day, 7 days a week;
• Control  
  
  • You receive detailed information about every successful authorization including transaction date, time and type – cash withdrawal or payment, ATM and POS on which the transaction has been made;
  • You get informed of the exact reason for every unsuccessful transaction.