FiHealth "Peace of Mind" Insurance

Financial stability for you and your loved ones in the event of unpleasant and unexpected events

FiHealth Peace of Mind Insurance is a voluntary insurance that you, as a borrower, can make when applying for a loan with Fibank, as well as if you already have a loan granted by Fibank. The insurance will cover your obligations to the bank in case of any unforeseen and unpleasant events in your life that prevent you from fulfilling your obligations.

FiHealth Peace of Mind insurance provides:

• Covering your obligations to First Investment Bank in the event of a loss of life as a result of an accident or illness, or a permanent reduced work capacity over 70% as a result of an accident or illness;
• Facilitated procedure for signing a contract and filing claims;
• Term - one year with the possibility of automatic renewal until the expiration of the term of the loan agreement.

FiHealth Peace of Mind Insurance is offered by FiHealth Insurance, an insurance company of First Investment Bank specifically for clients of Fibank with a consumer or property/mortgage loan agreement.

Why should I sign for FiHealth Peace of Mind Insurance?

Life is unpredictable. We cannot predict our future, but we can think in advance how to protect ourselves and our loved ones when something unexpected happens to us. FiHealth Peace of Mind Insurance guarantees that loan obligations will not be transferred to our heirs by law in the event of unpleasant events. This burden shall be borne by the Insurer.

How can I conclude FiHealth Peace of Mind Insurance?

The insurance can be made at any office of First Investment Bank and is offered only to borrowers of the Bank.

Required documents:

• Application for insurance
• Insurance certificate
• General terms and conditions for FiHealth Peace of Mind Insurance
• Special conditions under FiHealth Peace of Mind Insurance

What is the amount of the insurance premium?

The insurance premium is annual and is paid by the insured person. 
It is determined by the amount of the loan determined at the beginning of each insurance year.
The annual insurance premium is 0.495% of the loan amount at the beginning of each insurance year for customers insured under standard conditions (without any declared illnesses). 
The annual insurance premium may be increased for clients who are individually assessed (with declared illnesses). 
The insurance premium is subject to the tax payable in the amount determined in accordance with the Insurance Premium Tax Act.

What should I do when an insurance event occurs?

FiHealth Insurance offers a quick and easy procedure for reviewing your insurance claim. All you have to do when an insurance event occurs is to contact your credit inspector or directly with FiHealth Insurance on 02/445 6664 or email: fihealth@fihealth.bg. You will be informed what documents are required to review your claim.