"Hop o' My Thumb" Deposit Account

Our Offer

What are you benefits of "Hop o' My Thumb" account?

  • A long-term investment for your child’s future;
  • A guaranteed return from the deposit account;
  • A large choice of currencies.



Deposit Features:

Currency:BGN, EUR, USD, GBP, CHF
Interest Rate:In accordance with the effective Bulletin of Interest Rates plus 0.05% interest premium on top of the standard interest rates for all currencies
Term:12, 18, 24 and 36 months
Minimum required amount for account opening:Not required


And more:

  • The account holder must be under 18;
  • Only a major can open the account or deposit funds but this does not need to be a relative of the account holder;
  • Cash withdrawals from the deposit account can be made:
    • when the account holder is a minor (under the age of 14) - by his/her legal guardians with the permission of the district court;
    • when the account holder is underage (between the age of 14 and 18) - by the account holder provided one of his/her parents has given  written approval and the district court has sanctioned it;
    • by the account holder when he/she has either reached the age of 18 or the age of 16 and is married.

Additional Information:

  • BDIF (Bulgarian Deposit Insurance Fund) guarantees full payment of the sums of one person in one bank, regardless of their number and amount, up to BGN 196,000, and this amount also includes accrued interest up to the date of issuance of the act under Art. 20, paragraph 1 of the LBDG (Law on Bank Deposit Guarantee). The funds on the deposit are guaranteed by the Bulgarian Deposit Insurance Fund, established and functioning in the Republic of Bulgaria, according to the procedure, up to the amount and under the conditions stipulated in the Law on Bank Deposit Guarantee;
  • The Holder is not obliged to give a notice, if they wish to dispose of funds from the deposit before the agreed maturity date in the contract, including for its early termination. When withdrawing money in cash from the deposit account above a certain amount specified in Fibank Tariff, the Holder must notify the Bank in advance of carrying out the operation within the terms specified in the Tariff, otherwise the Holder shall pay an additional fee.



Account Opening

You can quickly and easily open a savings account at any Fibank branch.

You will need to:

  • Present your identity card;
  • Present Birth Certificate;
  • Fill in an Account Opening Application Form;
  • Sign a Bank Account Contract;
  • Receive a Child Passbook;