"Hop o' My Thumb" Deposit Account

Our Offer

What are you benefits of "Hop o' My Thumb" account?

  • A long-term investment for your child’s future;
  • A guaranteed high rate of return from the deposit account;
  • A large choice of currencies.

Deposit Features:

Currency:BGN, EUR, USD, GBP, CHF
Interest Rate:In accordance with the effective Bulletin of Interest Rates plus 0.25% interest premium on top of the standard interest rates for all currencies
Term:12, 18, 24 and 36 months
Minimum required amount for account opening:Not required

And more:

  • The account holder must be under 18;
  • Only a major can open the account or deposit funds but this does not need to be a relative of the account holder;
  • Cash withdrawals from the deposit account can be made:
    • when the account holder is a minor (under the age of 14) - by his/her legal guardians with the permission of the district court;
    • when the account holder is underage (between the age of 14 and 18) - by the account holder provided one of his/her parents has given  written approval and the district court has sanctioned it;
    • by the account holder when he/she has either reached the age of 18 or the age of 16 and is married.

Additional Information:

  • Fees and commissions - in accordance with the Tariff of Fibank;
  • Deposit Insurance Fund ensures the full repayment of the funds of one person in one bank, regardless of their number and amount up to 196,000 BGN, as this amount includes the interest rate accrued to the date of issuance of the act pursuant to Art. 20, paragraph 1 of the Law on Bank Deposit Guarantee. The deposit funds are guaranteed by the Deposit Insurance Fund, established and functioning in Bulgaria according to the procedure up to the amount and under the conditions laid down in the on Bank Deposit Guarantee;
  • The Account holder shall not be obliged to send an advance notice in case he/she wishes to dispose of funds from the deposit before the maturity date agreed under the contract, including its early termination. However, upon withdrawal of funds from the deposit exceeding an amount specified in the Tariff, the Account holder shall notify the Bank in advance of his/her intention to effect this transaction within the terms specified in the Tariff, otherwise, the Account holder shall owe an additional fee;
  • Opening and maintenance of the deposit at any branch of the bank.

Account Opening

You can quickly and easily open a savings account at any Fibank branch.

You will need to:

  • Present your identity card;
  • Present Birth Certificate;
  • Fill in an Account Opening Application Form;
  • Sign a Bank Account Contract;
  • Receive a Child Passbook;